You will normally meet with your lawyer to sign the sale documents a few days before the completion date. Your lawyer will have received the sale documents from the Buyer’s lawyer and reviewed same prior to meeting you.
At the meeting you will normally sign the Statement of Adjustments, the Form A Transfer, an HST Certificate and a declaration of your residency for tax purposes. Your lawyer will act as a witness to your signing of the documents. You can expect that meeting to last approximately half an hour.
If you have an existing mortgage to be paid out and discharged your lawyer will be responsible to do so. The net sale proceeds (after any mortgage payout) will be paid to you by your lawyer on the completion date.