Make Moving Easier

Although many people look forward to having a fresh start in a new place, feeling stressed about the transition and the moving process itself is very common. Here are a few tips to help make it easier.

1. Lighten up. Whether you’re hiring movers or renting a truck and getting help with the heavy lifting, it pays to lighten the load of stuff you plan to move. Now is the time to go through your belongings and be intentional about your goal– if it’s broken, underused or you don’t see yourself needing it in the future, it’s time to donate it. If you don’t use it now, chances are you won’t use it at all in your new home.

Sell or donate unused items that are still in good condition. Sites like Kijiji allow you to sell your items easily. Start the process at least a month before your moving date. Similarly, look into local charities that accept donations and be sure to get a receipt if you plan to write it off on your taxes.

Recycle items that are broken or worn out. Call a junk removal service to responsibly dispose of items that should not end up in our landfills.

2. Take breaks. One of the reasons people find moving so stressful is they’re overwhelmed by all the tasks that need to get done. While trying to stay on top of everything, it’s easy to forget to take breaks and eat. Taking a break will give you the energy you need to recharge before you tackle the next room or task.

Pack a bag of snacks to munch on during the day, and don’t forget to stay hydrated by drinking lots of water.

Set an alarm halfway through the day to take a meal break. Order pizza or sandwiches, especially if you have others helping out.

If you find yourself getting anxious, take a few minutes to breathe. Repeat a mantra that helps you focus and calms your spirit.

3. Pack smart. Be mindful of what you are packing and when you pack it to ensure your valuables are not lost or broken.

Start early. The earlier you start packing, the better you’ll be able to organize and prioritize your items. If you know you’re not going to use it until after you move, pack it away.

Pack by room and number your boxes. In a notebook or app, write what’s in each box (e.g., Box 5 Kitchen: utensils, blender, crock pot). Take it a step further and pick up coloured stickers from an office store to colour-code each box by room.

Pack valuable items yourself. After all, only you can give them the extra care they need to survive the move in one piece. Use bubble wrap or wrap the items in soft linens or clothing, such as pillow cases and bedding, towels and t-shirts.

Will you need certain items right away, such as toiletries, work clothes or home office items? Pack them in clear plastic bins. This saves you from having to open all of your boxes to find what you need.

 

 

How To Make An Offer

When you have found a home you are interested in buying, I will walk you through the process of drafting an offer to purchase. Then, I will communicate the offer to the seller or the seller’s real estate agent for you. Some properties are in demand and you will not be the only interested party making an offer. I will assist you in generating an offer that is reasonable and protects your interests using specified terms and conditions.

An offer can be drafted with or without conditions; an offer without conditions is known as a firm offer and one with conditions is known as a conditional offer. A conditional offer represents the party with the placement of certain conditions on the purchase. Some of these conditions could be “subject to financing approval”, “subject to the strata council allowing pets”, “subject to the buyer’s house selling”, “subject to an approved home inspection”, among many others.

The seller may accept your initial offer, reject your offer or present a counter-offer. The counter-offer may differ from your original offer in respect to price, conditions, the closing date or any other items. Offers can be countered back and forth between the parties until one of you accepts or rejects, ending the negotiations.

There are many components of an offer that you should be aware of and understand. I will be happy to answer your questions and explain the entire process to you so that you are comfortable with the steps involved.

Terms: An offer includes certain “terms”, which specify the total price offered and how the financing will be arranged, such as if you will arrange your own with a financial institution or mortgage broker or if you wish to take over the seller’s mortgage (assumability).

Inclusions and Exclusions: These are specifications within the offer that detail the items to be included or excluded from the purchase of the property. Typical inclusions are appliances, window coverings, fixtures and decorative pieces.

Deposit: A deposit is usually given from the buyer to the seller as a token of the buyer’s assurance and intention to buy the property involved. The deposit is applied against the purchase price of the home once the sale has closed. I will can assist you in proposing a certain and appropriate amount for the deposit.

Conditions: Items that are usually put in place to protect a party’s interests upon selling or buying the property and refer to things that must occur or be in place before the sale closes.

Possession or Closing Date: This is usually the date that the legal ownership of the property transfers from the seller to the buyer and, unless otherwise noted, when the funds for the purchase are concluded.

Purchase Price: This is the amount that the buyer is offering to pay for the property. The price is usually dependent on market conditions and may differ from the seller’s current asking price.

Looking to Buy?

• Talk with Jeff King today! 250-751-4902

Home Inspections

A home inspection is an objective visual examination of a home’s structure and systems. Why get a home inspection?
There are a number of reasons why I recommend a home inspection including:

  • To ensure you are not surprised by major defects
  • So you can be advised about the various elements of the home including – heating and cooling systems, structure, electrical and plumbing
  • To learn about how the mechanical systems work and need to be maintained

Most homeowners are not experts in the numerous components of house construction. A third party can be objective as there is no emotional attachment to the property.

Who should you hire?

Home inspectors are often referred by family or friends. Your Sales agent can also provide you with a list of inspectors. Look for one that is trained and certified by a national organization such as Canadian Association of Home Inspectors (CAHI) or National Institute of Building Inspectors (NIBI) and who has errors and omissions insurance. Do not hire someone who will do any suggested work due to the conflict of interest.

What does it cost?

Costs vary depending on a number of factors including: size and location of the home, features, age, and services required. Additional services may include radon, septic and well testing. Your Sales agent can assist you in obtaining a quote from a potential inspector before you enlist his/her services.

When should you call?

Order the inspection after your offer has been accepted. The contact will stipulate the length of time you have to complete the inspection.

What is involved?

The home inspection will determine the structural and mechanical soundness of the home. Your home inspector can identify existing and potential problem areas, suggest possible solutions and provide estimates for the cost of the work required. You will receive a report outlining the inspection findings. You should accompany the home inspector during the inspection or arrange to meet them at the home so they can walk you through the report. If as a result of the inspection, you have further concerns, have a specialist in that area conduct a more extensive examination.

Work with a pro

• Let’s chat!

4 Factors to Consider Before Your Next Home Search

For many home buyers, the hardest part of the buying process is finding the right home to purchase. Since a home is the largest purchase most of us will make, it is easy to become wrapped up in finding the perfect place that meets all of our wants and needs. We overwhelm ourselves by focusing on checking off the boxes that will result in our ideal home. That’s a lot of pressure!”

Contact me and I’ll send you information intended to take the stress out of finding the right home. Before you begin your search, there are four things to consider—price range, features, location and lifestyle. These four factors will help you focus your search on homes that meet your needs, allowing you to make the best decision for your family and for your wallet.

When you’re looking for a home, you need an experienced professional in your corner to help navigate the process and get you the best deal. If you’re ready to buy, give me a call! I’d love to help you achieve your dream of home ownership.

Work with a pro

• I’ll help you find the right home. Call 250-751-4902 for more information.

10 Mistakes Buyers Make

There are 10 common mistakes made by buyers during the home buying process. To make the process less stressful,  here are a few TIPS FOR MAKING THE SELECTION PROCESS EASIER:

Bring a camera to document each home that you visit. Start each tour with a shot of the address plaque so you can easily identify each home later.

Take notes during each home visit. Record any notable features, architecture and design elements. List what changes you would make and what details really stand out. You will especially want to write down your first impressions of each home.

Pay attention to the home’s surroundings. Generally, avoid the most upgraded home on the block. Is it in a friendly neighborhood? Will parking be an issue? Is it a good area to walk your dog or have an outdoor get together? Is it in a good school district?

Visit homes that you were interested in again a few days later at a different time of the day. You may notice some nuances you missed earlier.

If you would like to receive “The 10 Mistakes made by buyers”, contact me at [email protected]

To receive...

“The 10 Mistakes made by buyers”, call Jeff 250-751-4902

Water Front Living in Nanaimo, BC

If you like waterfront living and the downtown lifestyle, then Pacifica is for you. Boldly stated in downtown Nanaimo, Pacifica sits majestically on the water’s edge overlooking the sea plane, ferries and people enjoying the active live.  Pacifica brings a new dimension to Condo living in Nanaimo and each unit has its own unique view from a covered patio*.  Take a look at the video and call me if you would like to have a personal tour. Jeff King at 250-751-4902.

Departure Bay

Departure Bay

Meeting Your Lawyer (Buyer)

Once you have an accepted Contract of Purchase and Sale and subjects are removed your realtor will need the name and contact information for your lawyer.  Your realtor’s office will send a copy of the Contract to your lawyer who will open a file, do a search and commence document preparation.

You will normally meet with your lawyer to sign all the necessary paperwork a few days before the completion date.  The lawyer and his staff will have prepared the seller’s documents, a property purchase tax form, a statement of adjustments and all mortgage documents (if any) and will act as a witness to your signing of the documents.

At that meeting the lawyer will review and copy two pieces of your identification to confirm your identity and review the title search and the purchase transaction with you.  This is your opportunity to ask all legal questions you may have.  You can expect that meeting to last from half an hour to an hour.

Information provided by Stuart Wood of Wood and Company.  Stuart can be reached at 250-751-8135 or email him at [email protected].

 

Buying in Nanaimo?